Many unneeded hospital visits, and insurance dollars, are preventable when a few simple steps are followed to keep your home safe from poisonous chemical accidents.

Weekend Insurance Tip: Know How to Protect Your Home from Poisonous Home Chemicals

originally appeared on About.com Personal Insurance

on Saturday, February 6th, 2010 at 12:00:03.

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According to www.wboc.com

in Chrisfield, MD "More people may have to buy flood insurance for the first time under new floodplains drawn by the Federal Emergency Management Agency. FEMA will not mail individual notices; it advises people to go to their planning agencies to compare old and new maps."

FEMA regularly updates their floodplains so to make sure you are covered adequately, check regularly within your local area to see if your property has been put into a new floodplain.

Have Flood Insurance Guidelines Changed for Your Area?

originally appeared on About.com Personal Insurance

on Thursday, February 4th, 2010 at 12:00:19.

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 Have you seen Mint

yet? Mint is a free online tool to help you manage your monthly expenses. It is a great way to keep track of all your spending, savings and other financial information.

Besides keeping track of and managing your financial information, Mint will also compare what you are paying for car insurance and combine it with your personal information and let you know if you can get a better deal. Saving on your car insurance

can make a big impact on your budget!

Let Mint Manage Your Insurance and Your Other Budget Expenses for Free!

originally appeared on About.com Personal Insurance

on Tuesday, February 2nd, 2010 at 12:00:07.

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 Carbon monoxide is a poisonous gas that is deadly, and an unexpected fire can be devastating to your family and home. Follow these suggestions to eliminate the risk of carbon monoxide poisoning and fires from your home.

Weekend Insurance Tip: Know How to Protect Your Home from Carbon Monoxide and Fires

originally appeared on About.com Personal Insurance

on Saturday, January 30th, 2010 at 12:00:52.

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Progressive

wants you to. Progressive has recently made it into the top 5 of Information Week's list of the country's most innovative users of business technology. One reson they got into the top 5 is their "Name Your Own Car Insurance Price" tool.

It is a really neat tool. You put in info about you and your car into Progressive's tool on their website and Progressive will give the user car insruance options as close to the clients suggested price. Users can also drag a sliding bar to tweak their coverage to get even closer to the price they want.

One thing to remember is that only looking at the price of car insurance is a bad idea. The whole car insurance package needs to properly meet your needs. Of course paying a cheap car insurance

price is no good if it does not cover you well.

Want to Name Your Own Price for Car Insurance?

originally appeared on About.com Personal Insurance

on Thursday, January 28th, 2010 at 12:00:52.

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When booking your next trip to France you may be interested in learning about Sunshine Insurance. It is offered with select french trips through travel agents and will reimburse travelers if it rains more than 4 days in one week.

You wonder how will they determine where it rains and when? They use satellite photos from the French weather bureau. If they determine a client has a claim under their Sunshine Insurance then they will even send a text message to the clients phone letting them know of their refund and will send a check to them once they are home.

If Sunshine Insurance helps boost sales I can see it spreading to other destinations that travelers expect sun so, if you are willing to pay a little extra ask your travel agent if Sunshine Insurance is available to your destination. Also make sure you check into all the travel insurance options

available for your vacation.

Sunshine Insurance for Your Trip

originally appeared on About.com Personal Insurance

on Tuesday, January 26th, 2010 at 12:00:54.

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 Life insurance shopping is important. Knowing what life insurance policy is best for you is important. Don't wait until you are collecting on a life insurance policy to find out that it did not have the coverage you expected. Learn today about your life insurance choices so you can choose the best policy for you and your family.

Weekend Insurance Tip: Know if Term or Cash Value Insurance is Right for You

originally appeared on About.com Personal Insurance

on Saturday, January 23rd, 2010 at 12:00:43.

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If you have ever had a job, you have probably heard of worker's compensation insurance. Maybe you have even received worker's compensation benefits from your employer. Most employees don't even think much about the worker's compensation insurance that their employer provides, but that may a big mistake for some.

Generally, employees feel it is great to get benefits if they get hurt at work but accepting your employer's worker's compensation insurance may not always be the best choice for everyone. There are pros and cons to accepting worker's compensation insurance and if you don't understand how it works then you cannot make the best choice for yourself.

Should You Accept Worker's Compensation Insurance Benefits?

originally appeared on About.com Personal Insurance

on Friday, January 22nd, 2010 at 22:43:57.

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This is the question being raised across the country and many states are threatening to sue over the health care reform bill's mandated health insurance requirement.

According to The Seattle Times

writer Bruce Ramsey, "The individual mandate to buy health insurance is a key part of the Democrats' health-care plan. Their package, if they can pass it now, doesn't work without the mandate. But is it constitutional?" He expands more in his article about why it may not be constitutional and that the Supreme Court could go either way on the decision.

Is Mandated Health Insurance Even Legal?

originally appeared on About.com Personal Insurance

on Wednesday, January 20th, 2010 at 11:19:52.

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